Terms and Conditions

These Terms and Conditions ("Terms") govern your use of the SiFinances website (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site.

Who We Are

SiFinances is not a lender, loan broker, or agent for any lender or loan broker. We are an advertising referral service that connects visitors with independent, participating lenders and financial service providers. We do not make credit decisions, and we do not guarantee approval for any loan or financial product.

Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party. You must be at least 18 years old to submit any information through this Site.

No Financial Advice

Content on this Site, including blog articles and product pages, is provided for general informational purposes only and should not be construed as financial, legal, or tax advice. See our Editorial Policy for more on how this content is produced and reviewed. Always consult a qualified professional before making financial decisions.

Third-Party Lenders

Any loan terms, rates, and fees are determined solely by the independent, participating lender you may be connected with, not by SiFinances. Loan amounts, APRs, and repayment terms vary between lenders and by state of residence. For details about a specific loan, contact the lender directly.

Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of SiFinances or its licensors and is protected by applicable intellectual property laws. You may not reproduce or redistribute content from this Site without our prior written consent.

Limitation of Liability

The Site and its content are provided "as is" without warranties of any kind. SiFinances is not responsible for the actions, offers, or terms of any third-party lender or service provider, and shall not be liable for any damages arising from your use of the Site or reliance on its content.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms can be sent to [email protected] or via our Contact Us page.